Why Buy with HBi Auto?

Walk-ins are always welcome, but you can also schedule an appointment by calling 336-978-8818.

A co-signer can help improve loan approval odds by combining credit scores and income. Our team can help you decide if this option is right for you.

GAP insurance is useful if you made a small down payment, have a long loan term, or want extra protection. It’s a great way to safeguard your finances.

GAP insurance covers the difference between what you owe on your loan and the car’s value in the event of a total loss, protecting you from negative equity.

While 20% is often recommended, your specific situation may require a different amount, and we’ll work with you to find a solution that fits your budget.

Financing through us is quick, convenient, and designed to offer you the best rates. We work hard to find the best terms and guide you through the entire process.

Not at all. You’re welcome to use your own bank, but we recommend checking with our finance team to see if we can offer better rates or terms.

Yes, use our pre-approval tool to find out if you qualify without impacting your credit score.

Yes, we’ll buy your car, even if you’re not purchasing from us.

No, we aim to make the process fast and easy, ensuring you’re behind the wheel as soon as possible.

Yes, you can get a trade-in quote by calling 336-978-8818 or using our trade appraisal tool online.

Employment is one factor in loan approval, but other sources of income may also qualify you for financing. We’ll work with you to explore all options.

If you’re upside down on your loan, we can help. We’ll offer a fair trade-in value and typically roll any remaining balance into your new loan, so you can drive home in a car you love.

Absolutely! We’re experts in helping first-time buyers finance their cars. Our friendly team will guide you through every step of the process to ensure you get a budget-friendly deal.

Yes, starting a new job doesn’t hinder your ability to get a loan. Your employment status is just one factor in the approval process, and we can help you secure a loan with the best terms possible.

Yes, as long as you provide proof of income (such as tax returns or bank statements), getting approved for a loan is simple and straightforward.

Yes, many lenders view disability and Social Security payments as income, and our finance experts can help you secure a loan based on these factors.

Yes, we’ve helped many customers who have experienced bankruptcy secure financing. Our network of lenders can often make exceptions if your financial situation has improved since then.

Yes, leasing a new Pre-owned car at HBi Auto is an excellent option. We offer a wide selection of stylish Pre-owned vehicles with a leasing program that makes upgrading easy. Stop by our showroom or browse online, and call us at 336-978-8818 to start your leasing journey.

If your insurance doesn’t transfer, you may have the option to purchase a Collision Damage Waiver (CDW). Contact us at 336-978-8818, and our rental team will explain your options and help you secure a rental vehicle at an affordable rate.

To rent a vehicle, you’ll need:

• A valid driver’s license
• A major credit or bank card in the renter’s name
• Valid, transferable insurance (proof of insurance required)

Call us at 336-978-8818, and we’ll have everything ready for your rental.

We provide excellent service, a large selection of Pre-owned rental vehicles, and the lowest possible rates. Our flexible scheduling ensures that picking up your rental is convenient and hassle-free.

Yes, we offer a variety of Pre-owned rental cars and trucks. Call us at 336-978-8818 to reserve the perfect vehicle for your needs.

In terms of daily use, leasing and owning are nearly identical. The difference is in ownership: financing gives you full ownership of the vehicle, while leasing provides you with the vehicle for a fixed term. At the end of the lease, you can either upgrade to a new vehicle or purchase the one you’ve been driving.

The decision to lease or buy depends on your individual needs. You might consider leasing if you like upgrading to new cars frequently, prefer lower upfront costs, or want lower monthly payments. Buying is a better option if you prefer long-term ownership, want to sell the car on your own terms, or anticipate driving a lot of miles. Call 336-978-8818, and we’ll help you decide.

When you finance a vehicle, you own it outright after paying off the loan, giving you full control over the vehicle. Leasing, on the other hand, allows you to use the car for a set period and provides an option to upgrade every few years. Leasing also typically offers lower monthly payments and no concerns about depreciation.

A new car lease allows you to drive a brand-new Pre-owned vehicle at a cost typically lower than traditional financing. You’ll enjoy all the benefits of driving a new car for a set period or mileage limit, and at the end of the lease, you can either return the vehicle or purchase it at a predetermined price.

Yes, we specialize in helping first-time buyers secure financing. Call 336-978-8818, and we’ll explain how we make the process easy and straightforward.

Yes. Transparency is a key priority for us. If you have any questions about specific parts of the purchase agreement, our knowledgeable team will gladly explain each section to ensure you feel confident before making your decision.

LTV, or loan-to-value ratio, represents the loan amount compared to the vehicle’s value. We can help you address any LTV concerns during the approval process.

ACV, or actual cash value, is the amount your vehicle is worth in the current market. It’s used when determining trade-in value or selling your car at auction.

APR, or annual percentage rate, refers to the yearly interest rate on your car loan. It can be fixed or variable depending on your loan terms.

POR, or proof of residency, helps confirm your address during the loan application process. Utility bills, vehicle registration, or bank statements are common examples.

POI, or proof of income, helps lenders verify your income during the loan application process. Common forms include pay stubs, bank statements, and tax returns.

DTI, or debt-to-income ratio, measures your monthly debt compared to your income. Lenders prefer a DTI below 50%, but we can help explore options that suit your financial situation.

PTI, or payment-to-income ratio, reflects your car payment as a percentage of your gross income. It’s one of the factors lenders use to determine loan amounts.

It’s simple with HBi Auto by your side. We’ve guided thousands of customers through the process. Start by considering your specific needs: Do you need the utility of a pickup, the space of an SUV, or the fuel efficiency of a compact car or sedan for your daily commute?

Once you've narrowed it down, explore our extensive online inventory or give us a call at 336-978-8818. We’ll be happy to help you review your options and ensure you leave with the perfect used car that fits your lifestyle and budget.

We’re always happy to explore vehicle delivery options for our customers. Call us at 336-978-8818 to discuss the details, and we’ll work hard to accommodate your request.

You’re welcome to visit us anytime during our business hours. Our friendly team is always ready to help you find the perfect vehicle. If you’d like to schedule an appointment, call us at 336-978-8818 so we can prepare the car you’re interested in ahead of time.

We highly recommend taking a test drive before purchasing. Feeling confident in your choice is key, and we offer complimentary test drives so you can be sure the vehicle meets your expectations.

Yes! Call 336-978-8818, and we’ll set up a test drive at a convenient time for you. We’ll be there to guide you every step of the way to ensure you find the car that’s right for you.

A certified pre-owned (CPO) vehicle is a used car that comes with a manufacturer-backed warranty and often includes extra benefits like roadside assistance. To qualify, a vehicle must meet mileage requirements and pass a multi-point inspection. At HBi Auto, our used cars also go through an in-depth inspection process, and some may still have remaining factory warranty coverage.

Every used vehicle undergoes a rigorous inspection to ensure it meets — and exceeds — your expectations. We hold our cars to the highest standards, so you can enjoy peace of mind knowing you're purchasing a reliable vehicle.

If we don’t have the exact car you’re looking for, we’ll tap into our vast dealer network to find it. Let us know what you’re looking for, and we’ll work quickly to locate your dream car using our used car locator service.

Not at all. Your comfort and satisfaction are our top priorities. Our team is committed to letting you control the entire process. We’ve earned a reputation for respecting our customers, which is why so many in Mocksville return to us time and time again.

Yes! Every vehicle listed on our website has passed our thorough quality inspection and is ready for you to take it for a test drive.

Yes! Transparency is central to our sales process. We provide complimentary, up-to-date vehicle history reports for every car in our inventory, so you can shop confidently knowing the full history of your potential purchase.

Without a doubt. Whether you're celebrating a graduation, a new job, or welcoming a new baby, one thing is certain: HBi Auto offers unbeatable prices on quality cars, trucks, and SUVs in Mocksville. Our team takes pride in delivering exceptional value during your life's big moments, ensuring you drive away with confidence knowing you got the best deal possible on the vehicle that caught your eye.

Yes, we do! Visit our used car specials page to discover current deals and see how much you can save on the used car, truck, or SUV you've been eyeing.

Many savvy car buyers in Mocksville turn to us for a reason. Some are drawn by our impressive selection of high-quality used cars and our budget-friendly pricing. Others appreciate our respectful team and a shopping experience that prioritizes their comfort and satisfaction.

With a wealth of positive customer reviews backing us up, it's clear that buying a used car from HBi Auto offers the best and most enjoyable shopping experience in Mocksville. Our friendly, clean lot ensures a stress-free and budget-conscious purchase.

Absolutely! Finding a clean, affordable used car at a great price is easy at HBi Auto. Explore our extensive online inventory and you'll quickly understand why so many in Mocksville choose us when it's time to purchase a vehicle.

Our current business hours are listed on our contact page. Hours may vary throughout the year based on seasonal changes. We strive to offer extended hours to make serving your needs as convenient as possible.

Yes, we work with a wide range of lenders to help customers with all credit backgrounds. We’ll shop your loan to find the best possible rate, no matter your credit history.

Yes, we offer zero down payment financing to qualified buyers. Let us know you're interested in this option when applying for a loan, and we’ll help you get started.

Yes, we can help you finance additional services and accessories, making the car-buying process more convenient and manageable over time.

Yes, most car loans include taxes, registration fees, and other costs, allowing you to spread out these expenses over the term of your loan.

We offer competitive financing rates by working with a variety of lenders. Regardless of your credit history or financial background, we work hard to find the best rate and terms for you. Call 336-978-8818 to learn more about your specific loan rate.

You can reach us by phone at 336-978-8818. Our team is ready to assist you and help you find the perfect car for your needs.

We are located at 137 S Park Place, Mocksville, NC 27028. Whether you’re driving or using a GPS, we’re just a short trip away and ready to help you find your next vehicle.

Yes! We offer extended hours on Sundays to ensure you can shop at a time that suits your schedule best.

At HBi Auto, we make car buying easy, enjoyable, and rewarding. Our friendly professionals are here to help you navigate our vast selection of reliable, affordable cars and trucks. We’ve designed our shopping experience to be straightforward and fun, ensuring you find your perfect car without hassle.

HBi Auto offers one of the best selections of reliable vehicles in Mocksville, along with customer-first pricing and a team of friendly professionals who cater to your needs. Whether it’s our commitment to quality, affordability, or personalized service, we’ve earned our reputation as the most trustworthy dealership in the area.

Buying new gives you the latest technology, safety features, and a full manufacturer warranty, along with potential new car incentives. If you prefer to save on initial costs and possibly on insurance, buying used might be the better choice. Either way, HBi Auto ensures quality in both new and used vehicles.

Yes! We’re flexible with financing and work with customers from a variety of financial backgrounds. Let us know what you need, and we’ll find a solution that works for you.

Yes, every new Pre-owned vehicle comes with an extensive warranty package. For details about the specific protections included, call 336-978-8818 or visit us in person.

New Pre-owned vehicles are known for their reliability, performance, and affordability. Owning one gives you the chance to enjoy cutting-edge features and peace of mind. If you’re ready for an upgrade, we’ll help you make it happen.

Yes, we proudly offer the latest Pre-owned vehicles. Once you find the perfect Pre-owned car, our team will handle the details and ensure you have a smooth, hassle-free buying experience.

Your satisfaction is important to us, even after your purchase. If you have any concerns, give us a call and we’ll do everything we can to ensure you’re happy with your used car, truck, or SUV.